Where these terms apply
This notice sets out the rules that sit behind your account. Access depends on local law and is available only where local law permits; if a state rule, device check, or payment route changes the position, we follow the stricter setting for that session. We use
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the details you share to run identity checks, keep the wallet records in order, answer lawful requests, and protect the account from misuse. UPI, Paytm, PhonePe, and Google Pay can appear in your wallet flow as local payment chips, but the legal position is separate from
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any transfer method. We may store session logs, request history, and limited device data for as long as needed to settle account actions, meet legal duties, and handle disputes raised through the proper channel. When we no longer need a record, we remove it or keep
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only the parts the law asks us to retain.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.